Fort Lauderdale FL term life insurance
Filed under: Life insurance Fort Lauderdale FL, No exam life insurance FT lauderdale
Reader question:
Will my weight be considered by my Fort Lauderdale FL term life insurance company?
Larry
Great question.
Yes, your weight will be considered by your Fort Lauderdale FL term life insurance company. Although, technically, what is considered isn’t really your weight, but your build. Your build concerns how much you weigh as it is related to how tall you are. So if you are very tall, weighing the same amount which would make a much shorter person obese might only indicate that you are healthy with no weight problems at all.
Obesity and diabetes are moving further up the list of serious health problems in America every year, so if your build doesn’t fit the standards put forward by your Fort Lauderdale FL term life insurance company, then you could quickly find yourself either slapped with incredibly high rates, or declined altogether, finding it difficult to become insured at all.
You aren’t alone in this, though. Twenty percent of adults in the United States are obese, and some of these people have insurance. The problem is, though, considering that over two hundred thousand deaths are attributed to obesity every year, most Fort Lauderdale FL term life insurance companies don’t want to take the risk. Instead, you might have to get a very high rated no exam policy, or even a guaranteed issue policy.
take care,
Fashun